【#Tech24H】With the booming development of the AI industry, computing power has become a core productive force in the digital age. To better serve computingpower enterprises, several banks have rolled out specialized credit products targeting hardware companies in this sector since last year. These products, often branded as “computing power loans”, incorporate computingpower evaluation factors to provide differentiated financing support for companies along the computingpower industrial chain, including chips, servers, data centers, and optical modules. For example, Jiangsu Bank launched its “Token Loan” last year, introducing computingpower efficiency metrics into its scoring system. Through scientific assessment, enterprises are classified into categories A, B, and C, with scores directly used in credit approval, lineofcredit determination, and other decisionmaking. Some other banks have also introduced a coordinated mechanism combining “token coupons” and “token loans”. However, a true breakthrough came recently when the Guangzhou branch of Bank of China released the province’s first “Bank Of China: Computing Power Token Loan” under the tokeneconomy framework. It offers three subproducts: Token Supply Loan, Token Application Loan, and Token Service Loan, which cover large, medium, small, and micro enterprises across the computingpower sector. Although integrating computing power into credit systems is an undeniable trend, the “computing power as proof of credit” model is still in its early exploratory stage, and it will take time before it matures and becomes widely adopted. [ By Zhang Liyan | Tang Ruohan ]